Simple protection for a limited time
If you only need life insurance for a certain number of years, or if cost is a prime consideration, Term may be right for you.
Term should be purchased as part of a thoughtful strategy because, over time, the cost of term premiums may exceed that of premiums on permanent insurance.
Smart protection with a specific purpose
Since term insurance can be purchased in large amounts for a relatively low premium, it is well-suited for shorter-term protection goals, such as extra protection until a mortgage is paid off or children are through college. You can choose to pay fixed, level premiums for coverage for 1, 10 , 15 or 20 years, or premiums that increase each year. Increasing premiums may be initially lower than our level premium policy but may be higher in later years.
This is a general summary of the key provisions of our term life insurance policies; however, variations by jurisdiction may apply, and policyholders should refer to the actual policy for a complete description of applicable provisions.
Life Insurance is subject to exclusions, limitations and terms for keeping it in force. Your financial professional can provide you with costs and complete details.
Term life insurance products are issued by AXA Equitable Life Insurance Company (AXA Equitable), New York, NY 10104 or MONY Life Insurance Company of America (MLOA). Co-distributed by AXA Network, LLC (AXA Network Insurance Agency of California in CA, AXA Network Insurance Agency of Utah in UT, AXA Network of Puerto Rico, Inc. in PR) and AXA Distributors When sold by New York based (i.e., domiciled) financial professionals, Term Series products are issued by AXA Equitable Life Insurance Company (New York, NY).
TermOne® is a registered service mark of AXA Equitable Life Insurance Company, New York, NY, 10104.
Level Term Policy Form #s ICC14-156-LT, 156-LT, or state variation.
ART Policy Form #s- ICC14-156-54, 156-54, or state variation.
TermOne® Policy Form #s ICC07-148-51, 148-51, or state variation.
"AXA" is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY, NY), MONY Life Insurance Company of America (AZ stock company, administrative office: Jersey City, NJ), AXA Advisors, LLC, and AXA Distributors, LLC.. The obligations of AXA Equitable Life Insurance Company and MONY Life Insurance Company of America are backed solely by their claims-paying ability
Life Insurance: • Is not a deposit of any bank • Is not FDIC insured • Is not insured by any federal government agency • Is not guaranteed by any bank or savings association